Meet the Team

pfs

Financial Services

Whole of Market, Independent Financial Advisers

-----------------------------------------------------------------------------

- - -

-----------------------------------------------------------------------------

Meet the Team

Adam Richards - Managing Director

Picture coming soon

Adam has worked in the industry since 1996. Having initially spent 3 years as an adviser with Prudential, Adam moved on to become an Independent Financial Adviser with John Charcol. At John Charcol he helped them start and develop their now very successful Brighton office. After 2 years Adam chose to move on again and joined Norman Butcher & Jones. Although Adam remained an Independent Financial Adviser, he again set up and ran the mortgage department supporting 17 fellow advisers. In March 2003 aafter a further 2 years with Norman Butcher & Jones, Adam set up his own Independent Mortgage Brokerage called Property Finance Solutions.

Having incorporated in April 2007, Adam finally upgraded Property Finance Solutions UK Ltd in March 2010 from an Independent Mortgage Brokerage to a firm of Independent Financial Advisers known as PFS - Financial Services.

Industry Qualifications

FPC1, FPC2, FPC3, CeMAP1, CeMAP2, CeMAP3, Cert CII (MP)

Richard Martin - Senior Consultant

Picture coming soon

Richard joined Property Finance Solutions in November 2007. Richard has been in Financial Services for 20 years and has worked for many of the larger known companies such as Legal and General, Friends Provident and Sun Alliance. His knowledge and experience is a valuable asset to our clients.

Richard deals with all types of mortgages and finance with an interest in the more specialist areas such as buy to let, commercial mortgages, bridging finance and leasehold business finance.

Industry Qualifications

FPC1, FPC2, FPC3, CeMAP1, CeMAP2, CeMAP3, Lifetime Mortgages

Neil James - Senior Consultant

Picture coming soon

Neil James heads up our Pension and Investment Division and is one of our most knowledgeable senior financial consultants. We are pleased to have him working with work us sharing his vast knowledge and best practice with clients and members of our own staff alike. He has been in the industry for over 20 years starting his career with Prudential and in his later years has been totally Independent.

Neil specialises in giving investment and pension advice working with large employers, businesses and individuals alike. Neil mainly covers East & West Sussex, Kent and Surrey although he's willing to travel further a field when invited to do so. Neil has the full FPC qualifications and is looking forward studying for his Diploma. He is 49 years of age, married to Ros with one grown up child and one child that is just about to start college.

Industry Qualifications

FPC1, FPC2, FPC3

Martin Betts - Senior Consultant

Picture coming soon

Martin Betts has worked in the financial services industry for 20 years in which time he has performed the role of independent financial adviser as well as setting up and running mortgage packaging company's and a foreign property and finance company. Martin Joined PFS Financial Services in May 2010.

Industry Qualifications

FPC1, FPC2, FPC3, CeMap1, CeMap2, CeMAP3,

Matthew Elliott - Consultant

Picture coming soon

Matthew has been working as an Independent Financial Advisor for the last 7 years. Prior to that he was running a pension and investment Para planning department for a large IFA company in West Sussex. This involved researching and putting together Pension and Investment files (both new and transfer business) for a group of 20+ Financial Consultants.

He is currently based in Horsham, West Sussex with his wife and 4 children. Matthew's existing client bank is spread across the South of England although the vast majority are in Sussex and Surrey and include both Personal, Professional and Corporate clients. Matthew is very proud of his reputation of offering a professional and seamless service which has brought him many client referrals which is how he likes to build up his client bank.

Industry Qualifications

FPC1, FPC2, FPC3, CeMAP1

Sarah Williams - Consultant

Picture coming soon

Sarah has been in the industry for 15 years working at Greenaways Estate Agency as a mortgage advisers before moving to Surrey Independent Financial Services Ltd as an Independent Financial Adviser before finally joining PFS Financial Services in March 2010.

At present Sarah is on extended maternity leave having just had her first baby.

Industry Qualifications

FPC1, FPC2, FPC3, CeMap1, CeMap2, CeMAP3, Lifetime Mortgages

Benjamin Burgess - Consultant

Picture coming soon

Although relatively new to the industry, Ben has a vast amount of experience as he has worked alongside Neil James, one of our senior consultants for the last 3 years. Ben is currently studying towards the final modules needed to complete his CeMAP qualification and has also started his Certificate in Financial Advice exams. Ben is our in-house "Protection Specialist" and provides solutions to his client bank spread across the South East. He is keen to impress and build up his client bank by way of personal recommendation.

Ben resides in Horsham with his partner Alexa and their son Henry, a 6 month old golden retriever!!.

Industry Qualifications

CeMap1

Continuous Professional Developments

As a company we promote a Continuous Professional Development policy whereby we aim to remain abreast of current procedures and legislation to ensure that our staff remain competent when dealing with your most important transactions.

At present all our consultants are studying towards the new diploma qualifications for 2012